What to Know Before Moving to the Algarve

The Algarve has long been one of Portugal’s most desirable regions for both expats and locals alike. With its mix of beaches, historic towns, and slower pace of life, it’s easy to see why so many people are choosing to relocate here. But before making the move, it’s worth understanding the region on a deeper level, from the lifestyle and locations to the practicalities of renting or buying property.

1. Every Town Feels Different

The Algarve isn’t a one-size-fits-all region. While it stretches along the southern coast, each area offers something different. For example, Lagos is known for its mix of modern infrastructure and traditional charm, while Tavira has retained much of its architectural heritage and slower way of life.

If you’re considering a more peaceful or authentic lifestyle, Moncarapacho is a lesser-known option that’s gaining attention for its laid-back atmosphere and sense of community. Working with a real estate agent in Moncarapacho can give you insight into areas that don’t always make it onto international property sites.

2. Buying vs. Renting First

Many people choose to rent before they commit to buying, a smart move if you’re not 100% sure where you want to be. In resort towns like Vilamoura and Lagos, there are plenty of Algarve holiday rental companies that can help you find a short- or mid-term rental while you get a feel for the area. In addition to these, some businesses offer dual options, including short, mid and long time rentals combined with traditional real estate services.

Once you’ve settled in, the buying process in Portugal is relatively straightforward, but it’s always advised to work with a local agent who understands the legal and financial side. A real estate agent in Tavira, for instance, can guide you through each step, from property search to signing the deed.

3. Understand the Costs — and the Commissions

Property prices in the Algarve vary widely depending on the town and proximity to the coast. In some areas, you can still find good value, and some agencies even offer reduced commissions, which can make a noticeable difference in your overall cost.

If you’re looking in the Lagos area, you’ll find a range of options, including real estate agents offering competitive commission structures, as well as specialists in luxury property who focus on the high-end market.

4. It’s Not Just About the Coast

While the Algarve’s beaches are a major draw, living inland can offer more space and better value. Towns slightly away from the coast, like Moncarapacho, provide a different pace of life, and often stronger community ties. It's worth exploring these options with someone who knows the terrain well, ideally a real estate professional in the area.

Summary

Relocating to the Algarve is a big decision, but it doesn’t have to be overwhelming. The more research you do, and the earlier you connect with trusted local professionals, the easier the process becomes. If you have any questions, it is important to reach out to experienced agents who know the market well, as they’re best equipped to help.